The Ugandan Jobline

• Provide management leadership, guidance &
  strategic direction to the credit department
• Develop and implement suitable credit
  management and legal procedures
• The jobholder will implement the Bank’s
  Credit Policy and carry out periodic reviews
• Evaluate and assess credit risks, exposure
  risks, business risks and security risks
• Routinely examine credit applications and
  provide recommendations to the Credit Committee/BCC
• Regularly review credit facilities and
  provide management with reports
• Ensure quality lending and clean loan book
• Ensure that securities where applicable are
  correctly taken and legally enforceable
• Provide credit administrator oversight of
  custody of credit securities and review them regularly to ensure that they
  remain legally enforceable
• Ensure that disbursement of credit facilities
  is done within the approved conditions
• Promptly review credit facilities to avoid
  holding expired facilities
• Classify credit accounts and provide report
  to Management
• Grow business in the medium and corporate
  markets hence driving revenue & minimizing loss
• Monitor credit accounts performance and
  advise management
• Identify and recommend to the management
  introduction of new products as per existing and future customers’ need
• Keenly analyse the entire Bank’s credit
  portfolio for correct provisioning as the Central Bank and provide recommendations
  where necessary
• Oversee Management of the loan portfolio in order
  to minimise risk of loss.
• Provide an oversight to Ensure that the data
  keyed in the system on all aspects of Credit is correctly done to avoid
  income leakage and any future litigation.
• Ensure all credit provisions are correctly
  taken by the credit administration unit
• Participate effectively in all product
  development initiatives that relates to Credit
• Carry out field assessment exercises for
  customers and evaluate their businesses (KYC) for approval by the credit
  committee
• Ensure that credit files and all loan
  appraisal documentation is well maintained and up to date
• Drive credit portfolio profitability
• Ensure that service level agreements are in
  place & met by all service providers to the credit department
• Coordinate and provide technical assistance
  during audits, both internal and external and provide reports of the same
• Performance appraisals for staff under your
  authority be done on a regular basis
• Perform any other duties that may be assigned
  to you from time to time by the supervisor

• The applicant for the ABC Capital Bank Credit
  Manager job opportunity should hold a Degree in either Marketing or
  Business related discipline from a recognized university
• Possession of a post graduate qualification
  is an added advantage
• A minimum of six years working experience in
  busy commercial banking environment
• Sound knowledge of credit products with
  minimum of 4 years experience
• Ability to translate the bank’s corporate
  strategy into a departmental business plan and operationally the same.
• Ability to provide leadership that motivates
  staff to maximize their productivity and retention.
• Ability to present, communicate and implement
  essential changes to position Credit Department for sustainable success in
  competitive markets.
• Ability to effectively promote the bank and
  establish business networks at high levels within the target markets
• Willingness to take measured risks
• Proficiency for evaluating market conditions
  and responding quickly, proactively and positively
• Good analytical and decision making skills
• Broad knowledge of banking practices and
  local banking regulations.
• Knowledge of banking products
• Skills in leadership and sales management
• Solution selling techniques
• Excellent interpersonal / written /
  communication skills
• Good knowledge of banking and financial
  market in Uganda
• Computer literacy skills

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