The Ugandan Jobline

Job Title:  Relationship Officer – SME (Fresher Jobs)  

Organisation: Pride Microfinance Limited (MDI)

Duty Station:  Kampala, Uganda

About US:

Pride Microfinance Limited (MDI) is a Microfinance Deposit- taking Institution regulated and supervised by Bank of Uganda (BoU) under the MDI Act, 2003 and MDI Regulations, 2004 with a capital base of Ugx. 168.6 billion. Pride’s purpose is transforming lives responsibly. Pride offers innovative financial solutions to largely people at the base of the economic pyramid and serves its customers through 37 networked branches and 7 contact offices spread across the country and implements sustainability sound practices throughout its business operations to create a positive impact through three sustainability pillars; economic, environment, and social as well as contributing to the Sustainability Development Goals (SDGs) and their investable sub-goals that relate to microfinance activities.

Job Summary:   The Relationship Officer – SME reports to the Relationship Manager and is responsible for recruiting of clients and visiting prospective clients’ homes and business to assess credit worthiness.

Key Duties and Responsibilities:

• To recruit, nature and sustain new SME relationships that have a potential to grow and provide superior returns and contribute towards assets and liabilities growth as per set targets.
• Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients’ segments;
• Superior management of the client portfolio in order to grow and retain existing business, whilst continuously reviewing existing client wallets with an eye to optimizing the Bank’s revenue through selling/promoting appropriate product bundles.
• Actively undertake the negotiation and structuring of transactions in the prospective and closing stages with the aim of attaining value for the client, while protecting the business interests of the Bank
• Work hand-in-hand with other stakeholders on the timely and efficient preparation of high quality credit proposals, and drive turn-around time well within the Bank’s objectives;
• Vigilant arrears management in line with the Bank’s policies in order to spot early attention areas – the objective is to maintain the loan portfolio’s NPA percentage (well) within agreed parameters.
• Constantly  explore  the  enhancement  of  the Bank’s brand name so that the Bank holds out to the target markets as one of the best in the corporate field in terms of service, innovation, and customer awareness/responsiveness.
• Develop and maintain well documented reports/visits/contracts with all the Bank’s relationships, management, and other units.

Qualifications, Skills and Experience:

• Bachelor’s Degree in any discipline.
• 2 Principal passes at A’ Level
• Credit and/or Pass in English and Mathematics at O’ level.
• At least 2 years’ experience as a Credit Officer or Loans Officer in a Financial Institution.
• Must be able to ride a motorcycle, and should possess a riding permit and /or process one within a period not exceeding one month of probation.
• Should be willing to work in any part of the country.
• Should be computer literate, highly motivated, innovative & a self starter.
• Should have excellent presentation, interpersonal & communication skills.
• Should possess leadership skills.
• Should be honest, trustworthy & have a high degree of integrity
• He/she should not be more than 35 years of age.

How to Apply:

All suitably qualified and interested candidates should forward their updated CVs to the HEAD PEOPLE & CULTURE, at the address below, or on email: recruitment@pridemicrofinance.co.ug

Address to:

Pride Microfinance Limited (MDI),

Victoria Office Park, Block B, Bukoto,

Plot 6-9, Ben Kiwanuka Okot Close,

P.O. Box 7566, Kampala. Uganda

Deadline: 12^th April 2024;

NB: Applications received after the closing date will not be considered.

For more of the latest jobs, please visit https://www.theugandanjobline.com or find us on our facebook page https://www.facebook.com/UgandanJobline

Related Jobs