30 Fresh Graduate Diploma Jobs – Credit Assistants – Finance Trust Bank (FTB)

Organization: Finance
Trust Bank (FTB) 
Duty Station: 
Kampala, Uganda
Reports to: Credit
Supervisor
About US:
Finance Trust Bank
is licensed as a Tier 1 Commercial Bank after taking over the financial
services business of Uganda Finance Trust Limited (MDI). Finance Trust Bank is
a fully-fledged commercial bank serving a clientele of over 400,000 depositors
and over 23,000’ borrowers, through a network of 36 branches countrywide. The
bank offers a variety of Products and services including; Savings, Current
accounts, Loans, Money transfer services and Bills payments to its target
market which comprises of micro, small and medium entrepreneurs, salary earners
and youth.
Job Summary:  The Credit Assistant is an entry level trainee
position that is responsible for growing a good quality loan book.
Key Duties and Responsibilities: 
  • Advise/sensitize clients about loan products, and cross sell other
    Bank products.
  • Analyze loan applicants’ financial status, credit worthiness and
    property evaluations to determine feasibility of granting loans.
  • Prepare loan files for presentation to the loan committee and ensure
    complete documentation of all client files.
  • Mobilise, educate, assess & enroll new and old customers for the
    various loan products on a daily basis.
  • Disburse loans to clients on daily basis in line with the set
    performance targets.
  • File and store records and correspondences between FTB and the
    customers in your portfolio.
  • Receive and acknowledge receipt of the security pledged by customers
    and hand over the same      for safe
    custody to the Credit Supervisor.
  • Recover loans on a daily basis so as to contain the portfolio at
    risk.
  • Enter loans in the Core Banking System as per the approved terms.
  • Keenly monitor the performance of the loan portfolio on a daily
    basis.

Qualifications, Skills and Experience:
  • The applicant for the Finance Trust Bank (FTB) Credit Assistant job
    opportunity should hold a Diploma in a Business related field from a
    recognized institution.
  • Three (3) months internship experience in Credit handling in a
    financial institution will be an advantage.
  • Computer literacy i.e. good knowledge of MS Office applications.
  • Good sales and marketing skills.
  • Fluency in speaking several native languages will be an added
    advantage.
  • Willingness to live and work outside the greater Kampala
    metropolitan region of Uganda.
  • Ability to work under pressure, with minimum supervision.
  • Willingness to work in the field at least 60% of the time.
  • Motorcycle riding skill is a requirement for the position.
How to Apply:
All suitably
qualified candidates should address their applications to Head, Human
Resource, Finance Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972,
Kampala, Uganda, and email it to jobs@financetrust.co.ug as well as
photocopies of academic testimonials, a CV with at least three reference
contacts, including the most recent employer, and telephone number.
Deadline: 12th November 2018

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