Several No Experience Credit Assistant - Micro and Consumer Lending Job Opportunities - Finance Trust Bank (FTB)


Organization: Finance Trust Bank (FTB)
Duty Station:  Kampala, Uganda
Reports to: Credit Supervisor

About Us:
Finance Trust Bank is licensed as a Tier 1 Commercial Bank after taking over the financial services business of Uganda Finance Trust Limited (MDI). Finance Trust Bank is a fully-fledged commercial bank serving a clientele of over 400,000 depositors and over 28,000’ borrowers, through a network of 36 branches countrywide. The bank offers a variety of Products and services including; Savings, Current accounts, Loans, Money transfer services and Bills payments to its target market which comprises of micro, small and medium entrepreneurs, salary earners and youth.

Job Summary: The Credit Assistant - Micro and Consumer Lending will grow a good quality loan book.

Key Duties and Responsibilities:  
  • Advise/sensitize clients about loan products, and cross sell other Bank products.
  • Analyze loan applicants’ financial status, credit worthiness and property evaluations to determine feasibility of granting loans
  • Prepare loan files for presentation to the loan committee and ensure complete documentation of all client files.
  • Mobilise, educate, assess & enroll new and old customers for the various loan products on a daily basis.
  • Disburse loans to clients on daily basis in line with the set performance targets.
  • File and store records and correspondences between FTB and customers
  • Receive and acknowledge receipt of the security pledged by customer and hand over the same for safe custody to the Credit Supervisor.
  • Recover loans on a daily basis so as to maintain portfolio at risk.
  • Enter loans in the Core Banking System as per the approved terms.


Qualifications, Skills and Experience:
  • The applicant for the Finance Trust Bank Credit Assistant - Micro and Consumer Lending job placement should hold a diploma in a Business related field from a recognized institution.
  • Excellent interpersonal skills.
  • Good Customer Service Skills.
  • Good Sales and Marketing skills.
  • Good knowledge of MS Office applications.
  • Good teamwork skills.
  • Flexibility to work and travel upcountry.
  • Ability to work under pressure with minimum supervision.
  • Good oral and written communication skills.
  • High level of integrity and self-initiative.
  • Willingness to work in the field at least 60% of the time.
  • Motorcycle riding skill is a requirement.

How to Apply:
All suitably qualified candidates should address their applications to Head, Human Resource,
Finance Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972, Kampala, Uganda, and email it to
jobs@financetrust.co.ug. as well as photocopies of academic testimonials, a CV with at least
three reference contacts, including the most recent employer, and telephone number.

Deadline: 15th April 2018

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