Head of Credit Employment Opportunity – Equity Bank Uganda Limited

Job Title:  Head of Credit

Organisation: Equity Bank Uganda Limited

Duty Station:  Kampala, Uganda

Reports to: Banking Operations Director

Job Ref: CREDIT/EQBUL 06/2024/1


About Organisation:

Equity Bank Uganda Limited is one of the region’s leading banks whose purpose IS to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern, inclusive financial services that maximize their opportunities. With a strong footprint in Uganda, Kenya, Tanzania, Rwanda, Southern Sudan and DR Congo, Equity Bank is now home to more than 12 million customers, the largest customer base in the Eastern African Region.


Job Summary: The Head of Credit will be responsible for the overall credit function of the Bank. Establishes internal controls and processes for credit assessments. restructuring. monitoring. and recovery in line with Bank overall Strategy and Objectives. Drives initiatives that aim to satisfy both internal and external customers.


Key Duties and Responsibilities:

  • Drive the identification of credit opportunities where businesses can handle more risks.
  • Ensure compliance with the internal policy, credit approval terms and conditions regulatory policies.
  • Ensure that lending decisions conform to the laid down policies and procedures as well as regulatory and international standards.
  • Ensure all counter party risks are properly evaluated and mitigated.
  • Establish policies and procedures for credit applications that deviate from standards.
  • Regularly review and escalate adverse exposure of credit portfolios to internal stakeholders for action based on review of credit portfolios.
  • Deliver market information and insight to key stakeholders such as Board, Management. and customers.
  • Develop and enhance the   Credit Reporting & Monitoring framework which meets the requirements of various external& internal stakeholders. Ensure timely and accurate delivery of Credit reports.
  • Ensuring that the Bank Credit policies and practices always comply with the Regulator guidelines.
  • Will be required to build, foster and maintain relationships with clients.
  • Develop, engage and provide leadership for the Credit team.


Qualifications, Skills and Experience:

  • A bachelor’s degree in any discipline from an accredited institution.  A master’s degree   in business, finance or management is an added advantage.
  • At least eight to 15 years of experience in a financial institution within the credit/related function. Of these at least five [ 5] of which  must  be at senior  managerial level. Exposure to both Corporate & Retail lending will be added advantage.
  • Sound knowledge of statutory and regulatory requirements of corporate  governance, business and banking operations.
  • Ability to formulate and execute strategy.
  • Experience in lending terms.
  • Communication skills and empathic listening
  • Exposure to Risk Management
  • Ability to build and sustain Customer relationships.
  • Approachable with interpersonal skills


How to Apply:

All suitably qualified and interested candidates should submit their job application cover letters along with detailed resumes, copies of the relevant certificates and testimonials in a single PDF file format, quoting the respective Job title or Ref no. In the subject field to recruitment@equitybank.co.ug


Deadline: 28th June 2024


NB: Only shortlisted candidates will be contacted.


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Date Posted 2024-06-20T18:31
Valid Through 2024-06-29T00:00
Employment Type FULL_TIME
Hiring Organization Equity Bank Uganda
Job Location Kampala, Kampala, Kampala , 0256, Uganda

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