Several Fresher Credit Officer / Trainee – Individual Lending Job Opportunities – ENCOT Microfinance Ltd

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Job Title:  Credit Officer / Trainee – Individual Lending (Several Fresher Job Opportunities)

Organisation: ENCOT Microfinance Ltd

Duty Station:  Uganda

 

About US:

Serving over 36,000 clients in 17 districts of the Mid-Western and Central region(s) of Uganda, ENCOT Microfinance Limited (ENCOT) is a social impact, fast growing and innovative MFI operating a network of 10 Branches in Hoima, Masindi, Kigumba, Kagadi, Nakasongola, Kawempe, Luweero, Bweyale, Katikara and Karuguuza. ENCOT’s mission is to provide microfinance services to low-income smallholder farmer communities, most especially women, to allow them curve their own paths out of poverty through creation of own jobs.

 

Job Summary: The Credit Officer / Trainee – Individual Lending will provide direct sales of loans/credit services offered by ENCOT to customers and ensure loan 100% recovery of assigned loans portfolio (both current and past-due) in a manner that ensures maximum return while ensuring application of best practice and customer satisfaction in accordance with ENCOT’s strategic objectives and credit policies.

 

Key Duties and Responsibilities:                

  • Client mobilization and training.
  • Loans processing.
  • Loan recoveries.
  • Customer care.
  • Loans utilization follow-up.
  • Delinquency management.
  • Reporting as required.
  • Contribution to general organization development as a key member of staff.
  • Any other duties that can be competently and professionally performed.


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Qualifications, Skills and Experience:

  • The applicant must hold a Diploma in Social Work, Education, Business Administration and any other related field.
  • One year of experience in credit or related field.
  • High level of honesty, integrity and accountability.
  • Ability to achieve results while working independently with little supervision.
  • Ability to ride a motorcycle and follow all traffic regulations (valid riding permit is a must).
  • Ability to communicate effectively (Written, Verbal and Gesture).
  • Thinking deeply, clearly and independently.
  • Ability to learn, unlearn and re-learn while practicing change and innovation.
  • Ability to work in teams and build collaborative relationships.
  • Ability to frequently travel to the field as required.
  • Ability to work and live with rural communities especially the poor.
  • Ability to communicate fluently in English and basic Kiswahili.

 

How to Apply:

All qualified and interested candidates should submit their applications in PDF format (Cover letter and CV only). CLICK HERE to submit your applications online.

 

The Head of Human Resources,

ENCOT Microfinance Ltd

Plot 88 Port Road, Masindi,

P.O. BOX 389, Masindi-Uganda

 

NB: Any documents submitted to ENCOT for application purposes shall not be recalled. Please note that only shortlisted candidates will be contacted.

 

Deadline: 28th October 2022 by 5:00pm

 

For more of the latest jobs, please visit https://www.theugandanjobline.com or find us on our facebook page https://www.facebook.com/UgandanJobline

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