Junior Credit Analyst Job Opportunities – ENCOT Microfinance Ltd

Credit Analyst (JCA)
Organisation: ENCOT
Microfinance Ltd
Duty Station: Uganda
About US:
ENCOT Microfinance
Ltd is a social impact, fast growing and innovative MFI Headquartered in
Masindi. Operating a network of FIVE branches located Masindi, Kigumba, Hoima,
Kagadi and Nakasongola, ENCOT’s mission is to provide loans and enterprise
development services to small/medium size rural entrepreneurial communities,
most especially women, to allow them curve their own paths out of poverty
through creation of own jobs. It serves over 20,000 clients in the Mid-Western
/ Central Regions.
Job Summary: The
Junior Credit Analyst (JCA) will be tasked with analyzing credit data and
financial information of persons or companies that are applying for credit or loans
to determine the risk levels. The Junior Credit Analysts will prepare reports
based upon their findings to help make decisions on lending and
Key Duties and Responsibilities: 
  • Evaluating clients’ credit data and financial statements in order to
    determine the degree of risk involved in lending money to them
  • Preparing reports about the degree of risk in lending money to
  • Analyzing client records and using the data to recommend payment
  • Conferring with credit associations and references to exchange
    credit information on clients
  • Evaluating the financial status of clients by producing financial
    ratios through computer programs
  • Filling out loan applications and including the credit analysis and
    loan request summaries, then submitting these loan applications to loan
    committees for their approval
  • Helping supply chain and sales and marketing departments in managing
    financial orders to help them control credit exposure, make payments on
    time, and reduce the risk of customer disputes
  • Conferring with clients to verify their financial/credit
    transactions and to resolve their complaints

Qualifications, Skills and Experience:
  • The applicant must hold a Bachelor’s Degree in business or any
    related field.
  • Three years of experience in direct credit operations in a financial
  • Banking knowledge and qualifications would be an added advantage
  • Marketing or Credit Management course
How to Apply:
All suitably
qualified and interested candidates should send their applications in PDF
(Cover Letter, CV, and Copies of relevant Academic papers) by email only to
hr@encot.org or hand deliver their applications to the address below;
The Head of Human
ENCOT Microfinance
Plot 88. Port Road,
P.O. Box 389,
Masindi – UGANDA
Deadline: 1st June 2018
For more of the
latest jobs, please visit https://www.theugandanjobline.com or
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