Banking Jobs – Credit Analyst – Opportunity Bank

Job Title:         Credit Analyst
Organisation: Opportunity Bank
Duty Station: Kampala, Uganda
Reports to: Assistant Manager Credit Control
About US:
Opportunity Bank Uganda Ltd (OBUL) is a member of Opportunity
International, a global microfinance institution that provides access to
financial services in 27 Countries globally serving over 2 Million customers
with Savings, Credit and other transformational services aimed at transforming
the lives of low income earners.
Job Summary: The Credit
Analyst will analyze all credit applications above the Branch limit, making
sure that write-ups and documentation are as per credit policy.
Key Duties and
Responsibilities:  
  • Responsible for the analysis of all credit
    applications sent in from the branches to the sanctioning authorities,
    making sure the required documentation is in place and advise branches on
    credit processes and procedures.
  • Ensure all Credit requests from Business
    Units are reviewed in line with the Bank’s credit review process, risks
    identified and possible mitigants put forward to the business units to
    mitigate those risks in regard to loan applications  
  • Analyze credit performance of the business
    units/branches and advise the supervisor on possible solutions to credit
    challenges.          
  • Prepare weekly and monthly relevant credit
    reports.         
  • Monitor the Banks PAR on a daily, weekly
    and monthly basis, detecting early warning signs of possible default AND
    advise the unit accordingly     .
  • Train Bank staff in credit processes and
    procedures, make branch visits to check and ensure proper credit processes
    are being followed.
  • Conduct credit analysis on Payroll lending
    in line with the approval limits
  • Prepare weekly and monthly reports to the
    Assistant Manager Credit Control.
  • Receive all disbursement documents for
    approved loans from branches to be delivered to the supervisor for
    documentation and follow up until the facility is advanced.



Qualifications, Skills and
Experience:
  • The Credit Analyst must hold a Bachelor’s
    degree in economics, statistics and any business related degree.
  • Professional accounting or audit
    qualification (an added advantage).
  • Three years in credit assessment and
    approval processes.
  • Good communication skills (oral and
    written)
  • Strong analytical skills in order to make
    the most appropriate credit decisions based on the risk level.
  • Detail oriented
How to Apply:
All suitably qualified and interested candidates should send their
signed application letters together with their resume addressed to;
The Human Resource Manager
Opportunity Bank Uganda
P.O. Box 33513
Plot 1259, Old Kiira Road,
Kampala. Uganda
Deadline: 29th March 2018
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