The Ugandan Jobline

Job Title:  Credit Assistant – Agriculture Lending (10 No Experience Job Opportunities)

Organisation: Finance Trust Bank (FTB)

Duty Station:  Kampala, Uganda

About US:

Finance Trust Bank (FTB) was licensed as a Tier 1 Commercial Bank on 11th November, 2013, taking over the financial services business of Uganda Finance Trust Limited (MDI). Today, Finance Trust Bank is a fully-fledged commercial bank serving a clientele of over 500,000 depositors and over 37,000 borrowers, through a network of 34 branches countrywide. The bank offers a variety of Products and services including; Savings, Current accounts, Loans, Money transfer services and Bills payments to its target market which comprises of micro, small and medium entrepreneurs, salary earners and youth.

Job Summary:   The Credit Assistants- Agriculture Lending will be tasked with growing sustainably a quality agribusiness portfolio alongside liabilities mobilization.

Key Duties and Responsibilities:

• Mobilization and sensitization of customers about banks’ credit products and other services.
• Conducting loan appraisals exercise in line to the established Bank policies procedures
• Presenting loan project proposals to the loan committee for making decision and give feedback to applicant.
• Disbursing the approved loans according to the terms and conditions spelt out in the lending policies and procedures.
• Monitoring and evaluation of loan performance in line with disbursement terms and conditions.
• Portfolio quality must be maintained for PAR 1 at 8% and below, 30days at 5 % and NPA at below 3%
• Initiation of recovery actions for loans in default in line with loan policy, guideline and procedures.
• Train other bank staff (credit officers), effective principles of lending especially agric-based enterprises
• Attend to other duties assigned in lines to policies and procedures

Qualifications, Skills and Experience:

• The applicant must hold a Diploma / degree in any agriculture related discipline.
• Must not have spent not more than 5 years since completing school.
• Must have critical thinking, analytical, attention to detail and problem-solving skills.
• Good verbal and written communication skills.
• Ability to communicate clearly in a professional manner
• Ability to build functioning working relationship with other (Team Player).
• Ability to demonstrate positive image and up hold FTB values.
• Must be a person of good integrity record.
• Must demonstrate flexibility /willingness to learn

NB: The position carries an attractive salary and benefits package.

How to Apply:

All suitably qualified candidates should address their application to Head, Human Resource, Finance Trust Bank, TWED PLAZA, Plot 22B, Lumumba Avenue, Kampala, Uganda, and email it to jobs@financetrust.co.ug as well as photocopies of academic testimonials, and a CV. The CV should include telephone contacts and email addresses of three referees, one of who should be the most recent employer.

Deadline: 5^th January 2024

Please note that in line with the Bank procedures, no job offers are made online.

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