25 Fresher  Credit Officer – Group Lending Job Opportunities – ENCOT Microfinance Ltd

Job Title:  Credit Officers – Group lending (25 Fresher Job Opportunities)

Organisation: ENCOT Microfinance Ltd

Duty Station:  Uganda


About US:

Serving over 20,000 clients in 12 districts of the Mid-Western and Central region(s) of Uganda, ENCOT Microfinance Limited (ENCOT) is a social impact, fast growing and innovative MFI operating a network of SIX Branches in Hoima, Masindi, Kigumba, Kagadi, Nakasongola and Kawempe. ENCOT’s mission is to provide microfinance services to low-income smallholder farmer communities, most especially women, to allow them curve their own paths out of poverty through creation of own jobs.


Job Summary:  The role of this position is to provide direct sales of loans/credit services offered by ENCOT to customers and ensure loan 100% recovery of assigned loans portfolio (both current and past-due) in a manner that ensures maximum return while ensuring application of best practice and customer satisfaction in accordance with ENCOT’s strategic objectives and credit policies.


Key Duties and Responsibilities:

  • Client mobilization and training.
  • Loans processing.
  • Loan recoveries.
  • Customer care.
  • Loans utilization follow-up.
  • Delinquency management.
  • Reporting as required.
  • Contribution to general organization development as a key member of staff.
  • Any other duties that can be competently and professionally performed.


Qualifications, Skills and Experience:

  • The ideal applicant must hold a diploma in Social Work, Education and Business Studies or any other related field.
  • MUST be able to ride a motorcycle
  • Below ages of 27 years.


Core capabilities:

  • High level of honesty, integrity and accountability.
  • Ability to achieve results while working independently with little supervision.
  • Ability to communicate effectively (Written, Verbal and Gesture).
  • Thinking deeply, clearly and independently.
  • Ability to learn, unlearn and re-learn while practicing change and innovation.
  • Ability to work in teams and build collaborative relationships.
  • Ability to frequently travel to the field as required.
  • Ability to work and live with rural communities especially the poor.
  • Ability to communicate fluently in English and basic Kiswahili.


How to Apply:

All Qualified and interested candidates should submit their applications in PDF format (Cover letter and CV only) by email to hr@encot.org or hand deliver to any of the branches

The Head of Human Resources ENCOT Microfinance Ltd Plot 88 Port Road, Masindi P.O. BOX 389, Masindi-Uganda


Deadline: 8th July 2022 at 5:00pm


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