Fresher Lending Officer – Data Capture Jobs – DFCU Bank

Job Title:   Lending Officer – Data Capture (Fresher Job Opportunities) 

Organisation: DFCU Bank

Duty Station: Kampala, Uganda

Reports to: Manager – Lending Operations

 

About US:

DFCU Bank is a fast growing commercial bank offering a variety of innovative products and services. DFCU Limited was started by the Commonwealth Development Corporation (CDC) of the United Kingdom and the Government of Uganda through the Uganda Development Corporation (UDC) under the name of Development Finance Company of Uganda Limited. Later restructuring brought in DEG (of Germany) and International Finance Corporation (IFC) as equal partners with CDC and UDC, each having a 25% stake in the company. Its objective was to support long-term development projects whose financing needs and risk did not appeal to the then existing financial commercial lending institutions.

 

Job Summary:  Reporting to Manager- Lending Operations, the Lending Officer – Data Capture will be responsible for timely and accurate capture of customers’ credit information in the system in accordance with the laid down procedures as a contribution to data integrity.

 

Key Duties and Responsibilities: 

  • Accurately input credit related customer data in the system to facilitate disbursement of loans in the system as per agreed service level agreements.
  • Check for compliance with the regulatory bodies (BOU, Funders, FIA guidelines, Credit Policy etc.) prior to disbursement.
  • Input credit static data accurately in the system as shall be required by business from time to time. i.e., Interest Rates, Tenors, Credit Grades, Sectors etc.
  • Carry out the loan pay off, pre-pay off, rephasement process in line with business requirement.
  • Accurately write off of all bad loans in line with the policy as availed by the Special Assets Management team.
  • Issue leased invoices to customers as per the agreed frequency.
  • Make the necessary correction of errors identified in a timely manner to prevent operational losses.
  • Attend to all Credit related queries in a timely manner and provide an update to the stakeholders.
  • Escalation through incidents of any process gaps that result into potential or actual operational losses to the Manager- Lending Operations and participate in the implementation of process improvements.
  • Participate and contribute towards projects that are steered to improve data integrity and automation e.g., data clean up, loan origination system, etc.
  • Prevent income leakages, pricing inconsistencies, fraud, and operational losses.




Qualifications, Skills and Experience:

  • The applicant for the DFCU Bank Lending Officer – Data Capture job must hold a university Degree from a recognized Institution.
  • Training in various areas of Credit Policy, IFRS, FIA, CRB, AML and KYC.
  • At least one year of banking experience in Banking Operations.
  • Demonstrate a high degree of accuracy, attention to detail, quality, and deadlines.
  • Good understanding of Bank procedures, of operating guidelines, policies, and regulatory AML/KYC requirements.
  • The ability to engage with all the key stake holders in the organization.
  • In depth understanding of the features and operations of all the Bank’s products.
  • Experience in credit operations, process redesign, and, implementation.
  • Attention to detail, excellent analytical skills, ability to demonstrate high degree of accuracy and meet deadlines.
  • Excellent interpersonal, verbal, written, communications and independent judgement skills.
  • High level of integrity and ethical standards.
  • Ability to prioritize work.

 

How to Apply:

If you believe you meet the requirements as noted above, please forward your application with a detailed CV including present position and copies of relevant professional/academic certificates (University Transcript, O and A level) to the email address indicated below:

 

Vacanciesbank@dfcugroup.com

 

Deadline: 10th November 2021

 

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