2 Credit Evaluation Supervisor Job Vacancies – Housing Finance Bank

Job Title:       Credit
Evaluation Supervisor (2 Job Vacancies)

Organization: Housing
Finance Bank

Duty Station: Kampala,
Uganda

Reports to: Manager
Credit Evaluation

About US:

Housing Finance Bank
was incorporated as a private company under the Companies Act in December 1967,
the Bank has become a household name and has grown in leaps and bounds with a
good track record among the pioneers of a mortgage lending. National Housing
& Construction Corporation, a parastatal involved in real estate business
has 5% shareholding and National Social Security Fund (NSSF) holds 50% and the
Government of Uganda holds 45%. Today, the bank looks back with pride on the
business accomplished in the mortgage lending business. Through innovation and
placing emphasis on Honesty, Integrity, Efficiency and Customer care, Housing
Finance Bank is the leader in the mortgage, holding a 90% market share.

Job Summary:  The Credit Evaluation Supervisor will be
tasked with developing and analysing medium to large fundable credit proposals
through effective credit appraisal and due diligence process in order to
achieve quality portfolio growth

Key Duties and Responsibilities: 

  • Prepare proposals for all credit applications, taking into
    consideration the Bank’s credit policy, with the result of getting quick
    feedback from the relevant approval levels and so as to manage customer
    expectations.
  • Apply appropriate deal structuring and review/sign off work done to
    ensure that it meets set standards and complies with credit policy.
  • Monitor proper pricing on a revenue/expense basis as well as
    application of full collection of fees and commissions, whilst growing the
    revenue line.
  • Structure and document all aspects of credit application in line
    with the Bank’s risk management framework
  • Analyse customer accounts and information to derive any additional
    incomes and business that can be developed from the customers in line with
    the Bank’s      policies and
    procedures
  • Conduct a compliance review of the documentation received and
    request for any pending documentation/information if any in line with
    product parameters, credit policy and procedures.
  • Present respective analysed files in the Management and Executive
    Credit Committees on behalf of the branches and or business units and
    customer exposure in line with the Bank’s policies and procedures

Qualifications, Skills and
Experience:                                                    

  • The ideal candidate for the Housing Finance Bank Credit Evaluation
    Supervisor job must hold a  first degree from a recognized
    university, preferably in Business Studies, Finance and Accounting,
    Management, Commerce, Economics and Statistics.
  • Four years of working experience in business/ credit appraisal or
    related field.
  • Advanced credit analysis skills – interpretation of financial
    information
  • Candidate should have been in Credit Evaluation section for at least
    6 months
  • Computer competence
  • Accounting background
  • Should be passionately committed to management of risk and
    delivering quality service.
  • Should have a good industry knowledge and leadership skills with
    demonstrated competencies in championing customer focus.
  • Have excellent negotiation, coordination and organizational skills
  • Ability to exercise the highest level of integrity and
    confidentiality
  • Have excellent communication skills – both written and oral.
  • Good interpersonal skills – ability to quickly build rapport with
    new people

How to Apply:

All candidates who
wish to join the Banking sector are invited to send their applications
including an updated CV, certified copies of all academic transcripts,
certificates and testimonials, daytime telephone contact, and email address of
both applicant, and three competent referees addressed to:

Head Human
Resources, Housing Finance Bank, Plot 4 Wampewo Avenue, P. O. Box 1539,
Kampala. Uganda.

NB:
Only successful candidates will be contacted. All applicants who will not have
heard from us within five weeks of closing date should consider their
application unsuccessful.

Deadline: 26th July 2019 by 5:00pm

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