30 Entry Level A' Level Data Collection Jobs - Enumerators - AVSI Foundation

Job Title:        Enumerators (30 Entry Level Job Opportunities) Organization:  AVSI Foundation Duty Station:  Uganda Reports to: ...

2 Credit Analyst Job Placements - UGAFODE Microfinance Limited (MDI)

Job Title:        Credit Analysts (2 Job Placements)
Organization: UGAFODE Microfinance Limited (MDI)
Duty Station: Kampala, Uganda
Reports to: Head of Credit

About US:
UGAFODE Microfinance Limited (MDI) is a registered financial institution in Uganda and is adherent to the Central Bank's regulations and guidelines and was founded in 1994 to provide quality microfinance services.

Job Summary:  The Credit Analyst will determine our customers’ creditworthiness and analyze financial data to assess the likelihood of a borrower honouring his/her financial obligations. He/she will work directly with branch managers to ensure 100% compliance with the organization’s credit lending policies and procedures.

Key Duties and Responsibilities: 
·         Assess creditworthiness of existing or prospective clients
·         Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
·         Complete ratio, trend and cash flows analyses and create projections
·         Develop and delivering of staff training programs covering appraisal techniques and recovery.
·         Ensure adherence, refinement and development of institutional policies and procedures.
·         Continuously instilling a professional risk awareness culture within the institution
·         Support branches in assessment of loans for exceptional approval by the various Credit Approval Committees.
·         Carefully analyse data and produce clear and objective daily, weekly and monthly credit performance reports to management.
·         Ensure all client loan documentation is in conformity with the policies and procedures
·         Maintain a clean Loan Portfolio at Risk not exceeding 5% PAR1day at any one time.
·         Ensure that quality loan decisions are made at Credit Committee level across the whole branch network and routinely monitor loans for compliance
·         Drive the overall profitability of the organization by implementing cost controls and income generation efforts especially from the written off loans and monitoring expenses to ensure compliance to budget.
·         Draft models of credit information that predict trends and patterns

Qualifications, Skills and Experience: 
·         The ideal candidate for the UGAFODE Credit Analyst must hold a Bachelor’s degree in Business Statistics or a business related field from a recognized university
·         Three years of proven working experience as a credit analyst or a similar role in a financial institution
·         Professional credibility and high integrity. 
·         Proficiency in statistical packages and financial software
·         Up to date with legal, compliance and market risk related issues
·         Ability to analyze cash flows, leverage, collateral and customer strength
·         Strong communication, interpersonal and presentation skills
·         Sound judgement
·         Flexible and willing to work in any of our Branches / Regions

How to Apply:
All suitably qualified and interested persons who meet the above criteria should submit their motivation letters together with an up to date CV to our email only: recruitment@ugafode.co.ug (please indicate the position you are applying for in the Subject Line ‘’Application for Credit Analyst”). Applications should be addressed to the Head of Human Resources.

Deadline: 13th July 2018

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