The Ugandan Jobline

• The Head of Credit is responsible for overall supervision of
  activities, administration and efficient daily operations of the Credit
  department in accordance with the banks policies and statutory
  regulations.           
• Provide strategic leadership for all credit processes of the bank
  and guide all related activities to build and protect a quality and
  profitable loan portfolio that supports the bank’s growth strategies,
  within sustainable risk parameters.
• Follow trends in the banking industry and propose
  adjustments/changes to the bank’s credit policies, strategy and procedures
  to ensure that the bank retains its competitive position and lending
  business.           
• Drive all the credit activities including the mobilization of
  borrowers, the underwriting, and approval of loans, the review, and
  submission to the Board and Management Credit committees of large credit
  applications, and solving loan problems.
• Ensure the bank’s compliance with all regulatory requirements in the
  areas of credit, including compliance with lending limits, concentration,
  non-performance, classification, provision and writing off of debts.
• Participate in the continual review and update of the bank’s credit
  policies, guidelines and practices in line with changes in credit risk and
  the bank’s business priorities.
• Provide necessary guidance and leadership to subordinate teams to
  ensure effective execution of the department’s activities
• Review the periodic department reports and ensure timely
  generation/compilation of management information reports
• Provide credit training support for credit department and branch
  management teams
• Ensure that credit delivery is effective, responsive and meets
  customer satisfaction
• Ensure recovery of non-performing assets and provide remedial action
  for all overdue recoveries.
• Monitor and appraise the performance of credit department staff to
  ensure that the set targets are achieved.
• Actively participate in development of credit products.

• The applicant for the Cairo International Bank Head of Credit
  (Corporate Banking) job must hold a good bachelor’s degree in Business
  administration, economics and the related business fields
• Relevant master’s degree or post graduate diploma
• Five to seven years of hands-on experience, five of which should be
  at Managerial level in Credit. Thorough understanding of typical credit
  policies, processes and the Financial Institutions Act (FIA) is a
  mandatory requirement.
• Good communication skills
• Team player
• Networking skills
• Keen attention to detail
• Analytical thinking required

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