Senior Manager Personal Banking Credit Employment Opportunity – Stanbic Bank

Organisation: Stanbic
Bank
Duty Station: 
Kampala, Uganda
About US:
Stanbic Bank Uganda Limited is
a subsidiary of Stanbic Africa Holdings Limited which is in turn owned by
Standard Bank Group Limited (“the Group”), Africa’s leading banking and
financial services group. The Standard Bank Group is the leading banking group focused
on emerging markets. It is the largest African banking group ranked by assets
and earnings. Stanbic Bank Uganda Limited is the largest bank in Uganda by
assets and market capitalization. It offers a full range of banking services
through two business units; Personal and Business Banking (PBB), and Corporate
and Investment Banking (CIB).
Job Summary: The Senior
Manager Personal Banking Credit will manage and supervise credit operations for
Personal Banking (PB) Credit in Uganda incorporating origination, evaluation
and account management. Responsible for day-to-day management of PB Credit
processes and people to deliver quality service against specific process
measures aligned to the credit risk management KRAs and agreed SLAs with
relevant Business units. 
Key Duties and
Responsibilities: 
  • To lead and guide PB Credit team in the
    execution of the standard processes for Origination & Evaluation and
    Account Management.
  • To ensure that laid down policies,
    procedures are implemented and adhered to.
  • Deploy and maintain standard people
    structures to deliver the approved PBB credit strategy and processes.
  • Approval of credit within delegated
    authority.To actively participate in Credit risk management committee
    meetings and watch list committee meetings and to provide meaningful input
    into risk appetite discussions, portfolio management and collections
    strategies, as well as detecting and evaluating shifts or changes in key
    risk parameters and the effects of such changes on portfolios and
    relationships.
  • Deploy capacity planning models to ensure
    adequate staffing to support growth and ‘business-as-usual
    operations.’  Where changes to
    capacity are required to improve adherence to credit policy / improve
    customer experience / etc, take appropriate action.
  • Evaluating credit capabilities within the
    team and recruit, retain develop and deploy people with energy, passion
    and the appropriate technical competencies and skills.
  • To actively monitor appropriate metrics
    across the credit life-cycle to ensure that the origination, evaluation,
    credit risk monitoring and rehabilitation and recoveries functions meet
    the highest standards in accordance with laid down policies and procedures
    and to guide and coach the respective teams on the best credit practices.
  • To ensure that all internal and external
    reporting is completed accurately, on time and that appropriate value
    adding insights into the portfolio are provided so that both internal and
    external users of information have a deep and appropriate insight into the
    quality of the portfolio and the appropriateness of the processes.
  • Analyze and manage the full cost of credit
    for the PB credit function
  • Deliver robust, transparent and
    predictable credit losses within an agreed total cost (‘budget’) and ‘cost
    of credit’ framework.
  • Regularly review process effectiveness and
    efficiency, and provide feedback to in-country management on a regular
    basis.
  • Responsible for the implementation and
    adoption within the Business Unit of all Compliance, Anti-Money Laundering
    and Sanctions related requirements contained in policies, procedures and
    processes. This includes the consideration and approval of PEP on-boarding
    and continued business engagement in instances where no adverse
    information is available.



Qualifications, Skills and Experience: 
  • The
    ideal candidate for the Stanbic Bank
    Senior Manager Personal
    Banking Credit job placement
    should preferably hold a
    Degree in Commerce or a related field
  • Masters in Finance or a related field is
    an added advantage
  • Professional Banking qualification,
  • Credit / Risk related professional
    qualifications; or 
    CA, CPA, ACCA, CIMA, CFA
  • Eight to twelve years’ experience,
    including 2-5 years as a credit operations or portfolio manager in
    high-volume personal (e.g. retail) credit.
  • Prior experience with credit workflow
    management tools and automated decisioning technology essential.
  • Ability to identify and negotiate with key
    stakeholders to ensure the necessary buy-in and commitment to the success
    of the operating model.
  • Ability to ensure that broader Business
    Unit and business strategy is taken into account and consensus with all
    stakeholders is reached on new developments.
  • Ability to accurately read situations/the
    audience and appropriately adapt style in line with business needs.
  • Ability to understand in-depth data analysis,
    trends, forecasts and reporting for use in setting the operational
    direction for the unit.
  • Ability to coach, develop credit
    capability in country by providing on-going feedback, appraisal, and
    counselling.
  • The ability to maximise performance of people
    within the team by appropriate people management skills.
  • To identify and manage both key performers
    as well as to manage poor performance within the team is a gateway
    competency for this role.
How to Apply:
All candidates who wish to join
the one of Africa’s biggest Banking Groups, Standard Bank in the aforementioned
capacity are encouraged to Apply Online by visiting Link below.
Deadline: 6th April 2018
For more of the latest jobs,
please visit 
https://www.theugandanjobline.com or find us on our facebook page https://www.facebook.com/UgandanJobline

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