Relationship Manager (Retail) Job Placement – Housing Finance Bank

Job Title:       Relationship Manager (Retail)
Organization: Housing Finance Bank
Duty Station: Kampala, Uganda
Reports to: Branch Manager
About US:
Housing Finance Bank was incorporated as a private company under the
Companies Act in December 1967, the Bank has become a household name and has
grown in leaps and bounds with a good track record among the pioneers of a
mortgage lending. National Housing & Construction Corporation, a parastatal
involved in real estate business has 5% shareholding and National Social
Security Fund (NSSF) holds 50% and the Government of Uganda holds 45%. Today,
the bank looks back with pride on the business accomplished in the mortgage
lending business. Through innovation and placing emphasis on Honesty, Integrity,
Efficiency and Customer care, Housing Finance Bank is the leader in the
mortgage, holding a 90% market share.
Job Summary: The
Relationship Manager (Retail) will provide responsive and effective banking
services to customers to ensure that growth of all the bank’s products exceed
budget commitments
Key Duties and
Responsibilities:  
        
Initiate credit applications for new and
existing customers by completing the documentation (including financial
analysis)and submitting to credit for approval in line with credit policies and
procedures
        
Present loan proposals to the credit committees
for decision making and giving feedback to applicants in line with the lending
policy and procedures of the bank
        
Keenly monitor and evaluate performance of loans
in line with disbursement terms and conditions
        
Liaise with credit to initiate recovery actions
for loans in default and written off loans in line with the credit policy
guidelines and procedures
        
Grow deposit level of customers in the assigned
portfolio as a way of growing share wallet
        
Mobilize and sensitize customers about bank
products in line with the branch work plan
        
Drive the selling of bank products in order to
grow assets and liabilities and revenues in accordance with established targets
        
Carry out effective relationship management
through regular visits, timely feedback to customers and continuous
anticipation of their needs with the aim to exceed their expectations



Qualifications, Skills and
Experience:                                                    
        
The ideal candidate for the Housing Finance Bank
Relationship Manager (Retail) job opportunity must hold an honours degree in
Business Administration, Commerce, Economics or any other related field from a
recognized university.
        
Post-graduate qualifications / Professional
Course in relevant discipline would be an added advantage.
        
Four years of progressive experience in with an
established and demonstrable track record in the field of relationship
management in a commercial bank
        
Sound Understanding of Laws and regulations
relating to lending in Financial Institutions.
        
Risk awareness in the banking industry
        
Customer centricity
        
Excellent communication and presentation skills
        
Integrity and confidentiality
        
Positivity and flexibility towards change
How to Apply:
All candidates who wish to join the Banking sector are invited to send
their applications including an updated CV, certified copies of all academic
transcripts, certificates and testimonials, daytime telephone contact, and
email address of both applicant, and three competent referees addressed to:
Head Human Resources, Housing Finance Bank, Plot 4 Wampewo Avenue, P.
O. Box 1539, Kampala. Uganda.
NB: Only successful candidates will be contacted. All
applicants who will not have heard from us within five weeks of closing date
should consider their application unsuccessful.
Deadline: 19th March 2018
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