11 No Fresher Agricultural Loans Officer Jobs – DFCU Bank

Job Title:              Agricultural Loans Officer (11 Fresher Jobs)
Organisation: DFCU Bank
Duty Station: Central and
Upcountry, Uganda
Reports to: Branch Manager
About US:
DFCU bank is a fast growing commercial bank offering a variety of
innovative products and services. DFCU Limited was started by the Commonwealth
Development Corporation (CDC) of the United Kingdom and the Government of
Uganda through the Uganda Development Corporation (UDC) under the name of
Development Finance Company of Uganda Limited. Later restructuring brought in
DEG (of Germany) and International Finance Corporation (IFC) as equal partners
with CDC and UDC, each having a 25% stake in the company. Its objective was to
support long-term development projects whose financing needs and risk did not
appeal to the then existing financial commercial lending institutions.
Job Summary: The
Agricultural Loans Officer will grow DFCU Bank’s Agri customer base by
recruiting and maintaining a quality portfolio through the promotion of the
bank’s savings and lending products in strict compliance with laid down risk
management controls and credit procedures.
Key Duties and
  • The
    Agricultural Loans Officer will manage a portfolio of corporate clients and ensure that the bank
    achieves its revenue targets.
  • Originate
    and assess business propositions for both new and existing clients.
  • Build
    and manage relationships to protect the Bank from loss, maximize
    returns in a manner consistent with the business strategy.
  • Ably
    select quality business in a challenging environment, while making sound
    reasoned judgment on business decisions across a diverse range of industry
    sectors. This includes critical analysis of macroeconomic and
    business environment opportunities and threats inherent, analysis of risk
    verses potential return, credit quality and facility structure.
  • Execute
    sales plans to ensure that all products meet budget commitments.
  • Offer
    responsive, proactive, proficient and effective banking service to
    customers, there by expanding share of business.
  • The
    jobholder will also ensure good retention strategy for the existing
    clientele, there by growing the wallet share.
  • Mentoring
    junior members of the team.
  • Attend
    departmental meetings represent the Head of DIB at the delegated forums
    and any other duties assigned.

Qualifications, Skills and
  • The applicant for the DFCU Bank
    Agricultural Loans Officer job opportunity must hold a Bachelor’s degree in Agricultural
    Economics or Agribusiness with at least 6-12 months working
    experience in a financial institution.
  • Financial
    analysis and credit assessment skills are desirable.
  • High
    level of speed and accuracy in order to exceed customer expectations.
  • Excellent
    sales/networking and relationship management skills.
  • Excellent
    communication and presentation skills.
  • Demonstrated
    ability to ride a motor vehicle to visit clients in remote areas.
  • Broad
    knowledge and understanding of credit principles and guidelines
  • High
    analytical skills.
  • Excellent
    interpersonal and negotiating skills required.
  • Demonstrated
    awareness of the agriculture sector concerning factors like farm
    management, government policies and projects, trends in the market etc.
  • Good
    understanding of the seasonal trends or cycles and their overall
    effect on various crops
  • Excellent
    negotiation and Interpersonal skills (team player, good communication and
    time management skills).
  • Computer
    literacy i.e. working knowledge of Microsoft Office software (e.g. Excel,
How to Apply:
All candidates who so wish to join the banking sector in the
aforementioned capacity are encouraged to send their applications with detailed
CVs including present position and copies of relevant professional/academic
certificates to: Vacanciesbank@dfcugroup.com
Deadline: 12th September 2017
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