Job Title: Manager Custodial Services Organisation: Housing Finance Bank Duty Station:…
Credit Risk Manager Career Opportunity – DFCU Bank
Job Title: Credit Risk Manager
Organisation: DFCU Bank
Duty Station: Kampala,
Uganda
Uganda
Reports to: Head of Risk
About US:
DFCU bank is a fast growing commercial bank offering a variety of
innovative products and services. DFCU Limited was started by the Commonwealth
Development Corporation (CDC) of the United Kingdom and the Government of
Uganda through the Uganda Development Corporation (UDC) under the name of
Development Finance Company of Uganda Limited. Later restructuring brought in
DEG (of Germany) and International Finance Corporation (IFC) as equal partners
with CDC and UDC, each having a 25% stake in the company. Its objective was to
support long-term development projects whose financing needs and risk did not
appeal to the then existing financial commercial lending institutions.
innovative products and services. DFCU Limited was started by the Commonwealth
Development Corporation (CDC) of the United Kingdom and the Government of
Uganda through the Uganda Development Corporation (UDC) under the name of
Development Finance Company of Uganda Limited. Later restructuring brought in
DEG (of Germany) and International Finance Corporation (IFC) as equal partners
with CDC and UDC, each having a 25% stake in the company. Its objective was to
support long-term development projects whose financing needs and risk did not
appeal to the then existing financial commercial lending institutions.
Job Summary: The Credit Risk
Manager will ensure that credit risk is properly managed under the Bank’s Risk
Internal Control and Assurance Framework and advise on risk appetite and risk
profile at a business unit level.
Manager will ensure that credit risk is properly managed under the Bank’s Risk
Internal Control and Assurance Framework and advise on risk appetite and risk
profile at a business unit level.
Key Duties and
Responsibilities:
Responsibilities:
- Develop
Credit risk control enhancements to ensure that any known credit
risks are controlled within acceptable risk appetite. - Render
support in providing assurance that credit risk management within the bank
is effective and understood at all levels. - Ensure
all staff adhere to the Operational Risk policy in respect of
incident reporting (both internal and external to the organization)
seeking root cause analysis and addressing control deficiencies. - Actively
participate in and lead Credit Risk Reviews to proactively identify significant
potential risks in the Business and develop specific recommendations for
the Business to action. - Facilitate
the Credit Risk and Control Self-Assessment (KCSA) process - Risk
representative on key bank-Credit projects - Responsible
for the collation, analysis and publication of the Key Credit Risk
and Performance Indicators and perform monthly trend analysis. - Support
the Head of Risk in reviewing the Credit Policy and the maintenance of the
Operational Risk Appetite statement. - Ensure
Bank-wide Policies and Procedures conform to policy standards and
are updated at least annually. - Keenly
monitor the activities of the credit department to ensure that
transactions undertaken do not breach set risk appetite and
policies thereby ensuring that they are compliant with restrictions lay
down by the Board, FIA. - Tasked
with the identification of any change in transaction types undertaken by
the Credit Business that may
affect the agreed Risk profile set by the Board, and FIA. - Tasked
with the identification and reporting of any regulatory breaches created
by excesses over agreed risk limits set by the Bank and the FIA. - Responsible
for monitoring and reporting of agreed risk issues as part of the Risk
Management Structure
Qualifications, Skills and
Experience:
Experience:
- The applicant for the DFCU Bank Credit
Risk Manager job opportunity must hold a Bachelor’s Degree in business related discipline - A
minimum of five years’ experience in Risk management /credit risk
/internal audit. - Previous
exposure and experience with the Regulatory environment for Banks and specifically
the business / economic environment. - Working
knowledge of banking and related products, risks and processes such that
advice is as informed, appropriate and relevant to business needs
as possible. - Previous
experience with enterprise wide risk management practices. - Experience
with dealing with reporting processes to board committees and corporate governance
standards. - Excellent
interviewing skills to enlist required information. - Computer
literacy i.e. proficiency in Microsoft Word and Excel spreadsheets. - Ability
to collect, analyse and evaluate information and the preparation of
written concise reports of work performed plus recommendations. - Ability
to communicate clearly and effectively, both orally and in writing. - Ability
to foster cooperation and support of stakeholders. - Extensive
knowledge of credit risk measurement techniques. - Broad
knowledge and understanding of structure and value drivers of retail and
wholesale banking products. - Possession
of flexibility and ability to adapt appropriately to changing requirements
and situations. - Analytical
and possession of an objective and probing mind.
How to Apply:
All candidates who so wish to join the banking sector in the
aforementioned capacity are encouraged to send their applications with detailed
CVs including present position and copies of relevant professional/academic
certificates to: Vacanciesbank@dfcugroup.com
aforementioned capacity are encouraged to send their applications with detailed
CVs including present position and copies of relevant professional/academic
certificates to: Vacanciesbank@dfcugroup.com
Deadline: 14th July 2017
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