The Ugandan Jobline

• Ensure
  credit risk management in the credit processes that maintains the banks’
  exposure within set internal parameters
• Develop
  internal procedures that enhance credit risk at all levels of the credit
  approval and monitoring processes.
• The
  jobholder will also manage the credit risks associated with lending,
  transactional banking, trading, and investment activities, with the
  primary objective of assessing and managing risk within acceptable
  parameters.
• Provide
  high-quality analyses of credit facilities with appropriate
  recommendations to approving committees of the Bank. Present credit
  applications to credit committees when required.
• Actively
  engage in discussions with clients and other stakeholders to facilitate
  the credit analysis process and in depth understanding of the
  client’s business.
• Provide
  effective monitoring of the risk grade of credit facilities. Make
  recommendations to management and credit committees regarding credit
  applications.
• Tasked
  with identifying high risk credit accounts and undertake the
  necessary corrective action.
• Significantly
  contribute and guide management in the formulation of the bank’s credit
  strategy. Make recommendation to management and credit committees
  regarding industry trends, their implications and appropriate actions to
  take.
• Provide
  leadership over the credit risk and administration unit ensuring effective
  performance management of staff is carried out. Learning and development
  and succession planning in regards to the unit are done.

• The
  applicant for the NC Bank Manager Credit Risk job placement should preferably hold
  a Bachelors Degree in Business related field.
• Possession
  of an MBA will be an added advantage.
• Professional Qualifications in Credit Management.
• At least three to five years of related working experience
  in active lending gained in the financial services industry.
• Credit
  risk awareness:
  Ability to conceptualize credit risk inherent in the Bank’s lending
  products.
• Legislation: Must be familiar with legislation
  and statutory requirements relating to credit approval, administration
  and monitoring.
• Conceptual
  and Analytical Skills: Must be able to conceptualize issues and analyze credit
  proposals to great detail to understand underlying issues.
• Technology
  Skills: Computer
  literate with proficiency in MS office and graphic applications,
  data analysis and presentation.
• Financial
  Analysis Knowledge:
  Ability to comprehend and analyze financial statements in regards to
  credit risk.
• Knowledge
  of Business Environment: Must understand local and global dynamics of the business environments
  facing customers, the bank and other stakeholders. 

• Performance
  Oriented
• Personal
  Ethics
• Decisive
  and Independent
• Interpersonal
  Skills
• Negotiation
  Skills
• Communication
  Skills
• Proactive
  Initiator
• Attention
  to detail.
• Human
  Resources Management Skills

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