Manager Credit Risk Employment Opportunity – NC Bank

Job Title:     Manager Credit Risk
Organisation: NC Bank
Duty Station: Kampala,
Uganda
Reports to: Head of Credit
About NC Bank:
NC Bank Uganda Limited was incorporated in Uganda on 8th August 2011
and approved as a Commercial Bank (Class 1) by Bank of Uganda on 8th February
2012. The Bank is authorized to carry out financial services business as
defined in the FI Act 2004 and Finance and Operating Leases. NIC Bank started
operations on 1st June 2012 and its authorized place of business is plot 4/6
Nakasero Road on Rwenzori Towers. The Bank is a fully owned by NIC Bank Limited
in Kenya.
Job Summary: The Manager
Credit Risk will provide prudent credit risk management and decision making in
the day to day operations of the credit function.
Key Duties and
Responsibilities:  
  • Ensure
    credit risk management in the credit processes that maintains the banks’
    exposure within set internal parameters
  • Develop
    internal procedures that enhance credit risk at all levels of the credit
    approval and monitoring processes.
  • The
    jobholder will also manage the credit risks associated with lending,
    transactional banking, trading, and investment activities, with the
    primary objective of assessing and managing risk within acceptable
    parameters.
  • Provide
    high-quality analyses of credit facilities with appropriate
    recommendations to approving committees of the Bank. Present credit
    applications to credit committees when required.
  • Actively
    engage in discussions with clients and other stakeholders to facilitate
    the credit analysis process and in depth understanding of the
    client’s business.
  • Provide
    effective monitoring of the risk grade of credit facilities. Make
    recommendations to management and credit committees regarding credit
    applications.
  • Tasked
    with identifying high risk credit accounts and undertake the
    necessary corrective action.
  • Significantly
    contribute and guide management in the formulation of the bank’s credit
    strategy. Make recommendation to management and credit committees
    regarding industry trends, their implications and appropriate actions to
    take.
  • Provide
    leadership over the credit risk and administration unit ensuring effective
    performance management of staff is carried out. Learning and development
    and succession planning in regards to the unit are done.
Qualifications, Skills and
Experience: 
  • The
    applicant for the NC Bank Manager Credit Risk job placement should preferably hold
    a Bachelors Degree in Business related field.
  • Possession
    of an MBA will be an added advantage.
  • Professional Qualifications in Credit Management.
  • At least three to five years of related working experience
    in active lending gained in the financial services industry.
  • Credit
    risk awareness:

    Ability to conceptualize credit risk inherent in the Bank’s lending
    products.
  • Legislation: Must be familiar with legislation
    and statutory requirements relating to credit approval, administration
    and monitoring.
  • Conceptual
    and Analytical Skills:
    Must be able to conceptualize issues and analyze credit
    proposals to great detail to understand underlying issues.
  • Technology
    Skills
    : Computer
    literate with proficiency in MS office and graphic applications,
    data analysis and presentation.
  • Financial
    Analysis Knowledge:

    Ability to comprehend and analyze financial statements in regards to
    credit risk.
  • Knowledge
    of Business Environment:
    Must understand local and global dynamics of the business environments
    facing customers, the bank and other stakeholders.
     
Personal Competences:
  • Performance
    Oriented
  • Personal
    Ethics
  • Decisive
    and Independent
  • Interpersonal
    Skills
  • Negotiation
    Skills
  • Communication
    Skills
  • Proactive
    Initiator
  • Attention
    to detail.
  • Human
    Resources Management Skills
How to Apply:
All suitably qualified and interested candidates should send their
applications together with fully updated CVs indicating three professional
references, copies of academic transcripts and testimonials via E-mail to:
HR@NC-bank.com
NB: Only short listed
candidates shall be contacted.
Deadline: 12th June 2017

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