Several Fresher Credit Officer – Individual Lending Jobs - Finance Trust Bank (FTB)

Organization: Finance Trust Bank (FTB)
Duty Station:  Kampala, Uganda
Reports to: Credit Supervisor

About US:
Finance Trust Bank is licensed as a Tier 1 Commercial Bank after taking over the financial services business of Uganda Finance Trust Limited (MDI). Finance Trust Bank is a fully-fledged commercial bank serving a clientele of over 350,000 depositors and over 28,000’ borrowers, through a network of 36 branches countrywide. The bank offers a variety of Products and services including; Savings, Current accounts, Loans, Money transfer services and Bills payments to its target market which comprises of micro, small and medium entrepreneurs, salary earners and youth.

Job Summary: The Credit Officer – Individual Lending will implement the credit policies and procedures in line with the individual lending procedures of Finance Trust Bank.

Key Duties and Responsibilities:  
·         The incumbent will market the company products in line with the individual lending policies & procedures.
·         Identify, assess, train and sensitize potential customers about loan products, amount and period in line with the individual lending policies & procedures of Finance Trust Bank.
·         Disburse loans to clients on daily basis after the loan meeting in line with the set performance targets and the recommendations of the credit committee.
·         Manage the relationship with customers in line with the Individual lending procedures of Finance Trust Bank.
·         The incumbent will compile and submit loan returns in line with the individual lending methodology of Finance Trust.
·         Conduct on time loan recovery & aggressive savings mobilization.
·         Build and maintain a good quality loan portfolio.

Qualifications, Skills and Experience:
·         The ideal candidate for the Finance Trust Bank Credit Officer – Individual Lending job opportunity should hold a Diploma in a Business related field from a recognized Institution.
·         Excellent interpersonal skills.
·         Good Customer Service Skills.
·         Excellent oral and written communication skills.
·         Ability to work well under pressure.
·         Good Sales and Marketing skills.
·         Computer literacy i.e. knowledge of MS Office applications.
·         Willingness to work in the field at least 60% of the time.
·         Motorcycle riding skill is a requirement.

How to Apply:
All qualified candidates should submit their applications which should include; photocopies of academic testimonials, a CV with at least three reference contacts, including the most recent employer, and telephone number to; Head, Human Resource, Finance Trust Bank, Plot 115 & 121, Katwe, P. O. Box 6972, Kampala, Uganda.

Deadline: 22nd September, 2016

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