09 July 2017

14 Credit Supervisor Jobs - UGAFODE Microfinance Limited (MDI)

Organization: UGAFODE Microfinance Limited (MDI)
Duty Station: Mbale, Lira, Jinja, Rukungiri, Mbarara, Ntungamo, Ibanda, Ishaka, Lyantonde, Rushere, Mpigi, Sembabule, Kagadi and Kyotera, Uganda
Reports to: Branch Manager

About Us:
UGAFODE Microfinance Limited (MDI) is a registered financial institution in Uganda and is adherent to the Central Bank's regulations and guidelines and was founded in 1994 to provide quality microfinance services.

Job Summary: The Credit Supervisor reports to the Branch Manager and is responsible for ensuring general guidance and direction on credit management and monitoring and implementing micro finance best practice policies and procedures. He will lead a team of credit officers.

Key Duties and Responsibilities:   
Credit Risk Administration and Compliance to internal lending policies and procedures in an assigned area:
  • Responsible for ensuring clarity, completeness and correctness of all loan documents.
  • Ensure correctness of the basic information pertaining to clients, like signature, photograph, and identity proof across all documents.
  • Ensure compliance through un- announced spot checks and audits of the branch in the assigned area
  • Ensure that the credit granting transactions are based primarily on the borrower’s repayment  capacity
  • Oversee the day to day management of the Credit administration functions and credit risk management processes for the branch 
  • Ensure compliance of credit and collection guidelines, policies and procedures in accordance to the approved institution guide.
  • Ensure that all process and procedures are followed and adhered to in assessment and disbursement of loans.
  • Preparation on timely daily/weekly/monthly reports of loan portfolio status.
  • Ensure compliance with the checklist completely and fully for the respective product before inputting information into the system.
  • Analyze loan applications and return to supervisors for presentation to credit committee
Cross Marketing of UGAFODE Products:
  • Provide advice and guidance to credit officers on appropriate methods for cross selling other UGAFODE products, including savings, to clients.
  • Provide advice and guidance to credit officers on strong customer relationship building and promotion of lasting account relationships
  • Any other duties and responsibilities as may be assigned by the supervisor and Branch Manager

Qualifications, Skills and Experience:
  • The applicants for the Credit Supervisor Jobs must hold Bachelor’s degrees in Commerce, Economics, Microfinance, Development Economics, and Business Studies, Financial Services, Entrepreneurship & Small Business Management, Education or in any other relevant / related field.
  • Previous exposure and experience in supervising branch credit officer in a micro-finance is preferred. 
  • Excellent communication skills
  • Able to work with low supervision
  • Computer literacy skills. 
  • Knowledge of the institution’s operational procedures.
  • High degree of integrity
  • Dynamic, detail oriented, hardworking 
  • Commercial skills
  • Energetic
  • Well organized. 
  • Good negotiation skills
NB: Applicants should indicate the upcountry branch they are comfortable to work in & must speak the local languages in those local areas.

How to Apply:
All suitably qualified and interested candidates should send their cover letters and up-to-date CVs only via E-mail to: recruitment@ugafode.co.ug (Please indicate the position you are applying for)

Address them to:

Head of Human Resources,
UGAFODE Microfinance Limited (MDI),
Silva Arcade, Plot 62 Bombo Road,
P.O. Box 30815, Kampala. Uganda

Deadline: 10th July 2017

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