Credit Manager –Small and Medium Sized Enterprises (SME) Job Placement – Finance Trust Bank (FTB)

Organization: Finance Trust Bank (FTB)
Duty Station:  Kampala,
Uganda
Reports to: Head of Credit 
About US:
Finance
Trust Bank is licensed as a Tier 1 Commercial Bank after taking over the
financial services business of Uganda Finance Trust Limited (MDI). Finance
Trust Bank is a fully-fledged commercial bank serving a clientele of over
350,000 depositors and over 28,000’ borrowers, through a network of 36 branches
countrywide. The bank offers a variety of Products and services including;
Savings, Current accounts, Loans, Money transfer services and Bills payments to
its target market which comprises of micro, small and medium entrepreneurs,
salary earners and youth.
Job Summary: The Credit Manager  will steer the growth of the Small and Medium
Enterprises (SME) business in FTB and ensure the achievement of set targets for
assets and liabilities growth, and a high quality loan portfolio.
Key Duties and Responsibilities:  
  • Grow the SME business in the Bank in line
    with the set targets.
  • Ensure a good quality SME credit portfolio.
  • Train, coach, support and monitor the
    productivity of the line staff and ensure that set productivity targets
    for staff are achieved.
  • The incumbent will ensure compliance to
    credit covenants by SME borrowers.
  • Ensure adherence to the credit underwriting
    policies and guidelines in the portfolio by all approval levels. I.e.
    credit applications are properly reviewed, written, structured and
    approved in line with applicable product terms and documentation requirements.
  • Ensure adherence to the set Turn Around Time
    (TAT) for SME credit applications, i.e. offer letters, legal
    documentation, etc.  are implemented
    within the set timelines.
  • Ensure the delivery of high quality customer
    service by the line staff, both in the department and branches, in line
    with the Bank values of integrity, friendliness, responsiveness and
    equity.
Qualifications, Skills and Experience:  
  • The ideal candidate for the Finance Trust
    Bank Credit Manager –Small and Medium sized enterprises (SME) job opportunity
    should hold a University degree in a business related field such as
    Business Administration, Commerce, Accounting, Finance, or Economics.
  • Additional qualifications in any of the above
    fields or a professional qualification such as ACCA is a strong added
    advantage.
  • A minimum of three (3) years working
    experience as a Regional based Manager in a busy financial institution. OR
    Possession of  three (3) years
    working experience as a Branch Manager, managing a portfolio of  SME customers of not less than UGX 5
    billion, comprising of both liabilities, assets and off balance business.
  • Previous experience in Relationship
    management of an SME portfolio is a requirement.
  • Good Financial and Cash flow analysis skills
    is a requirement.
  • Proven sales and marketing skills.
  • Good supervisory skills and leadership
    abilities.
  • Good customer care and interpersonal skills.
  • Proven ability to work well under pressure
    and with minimal supervision.
  • High level of personal integrity.
  • Must be team work oriented.
  • Demonstrated ability to guide and train
    others.
  • Excellent written and presentation skills.
  • Self-drive and ability to meet deadlines
How to Apply:
All
qualified candidates should submit their applications which should include;
photocopies of academic testimonials, a CV with at least three reference
contacts, including the most recent employer, and telephone number to; Head,
Human Resource, Finance Trust Bank, Plot 115 & 121, Katwe, P. O. Box 6972,
Kampala, Uganda.
Deadline: 8th June, 2016
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