Fresh Graduate Banking Jobs – Loan Officer Trainee at Centenary Bank

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Organization: Centenary Bank
Duty Station: Kampala, Uganda
Reports to: Credit Administrator
About US:
Centenary Bank is the leading Commercial Micro Finance Bank in Uganda serving over 1,300,000 clients (a quarter of the banking population) in 58 branches spread countrywide. We are one of Uganda’s top three financial organisations, employing more than 1,500 people. Joining Centenary Bank is an opportunity to use your skills and experience in tackling real world problems.
Job Summary: The Bank Loan Officer Trainee will be responsible for the mobilization, appraisal, disbursement and recovery of loans within the portfolio in line with the credit policies, procedures and set targets.
Key Duties and Responsibilities: 
  • Mobilizing and sensitizing customers about Bank products including deposit mobilization and enrolling new clients for the financial card in line with Bank set targets.
  • Carrying out loan appraisal exercises in line with the lending policy of the Bank
  • Preparing documentation and presenting loan project proposals to the loan committee for decision-making and giving feedback to applicants in line with the lending policy and procedures of the Bank
  • Compiling and preparing approved loans for disbursements according to the terms and conditions spelt out in the lending policies/procedures
  • Evaluating loan performance in line with disbursement terms and conditions
  • Conducting snap checks on teller activities including ATMs in line with the Operations Manual
  • Initiating recovery actions for loans in default including written off loans in line with loan policy guidelines and procedures
Qualifications, Skills and Experience: 
  • The candidate for the no experience opportunity must hold an honours’  degree in a business related field (Pass Degrees Not Eligible)
  • Excellent communication skills
  • Good credit analysis skills
  • Driving/motor cycle riding skills
  • Good report writing skills
  • Ability and willingness to serve at any location across the Branch network in Uganda
  • Possess the ability to ride a motorcycle and possession of a riding permit at time of deployment a must.
Age limit: Below 29 years
How to Apply:
All candidates who desire to join Centenary Bank should send their applications by following the instructions below; downloading an application form for employment, download here, filling it and enclosing an application letter, Curriculum Vitae (CV) with three professional referees and copies of academic testimonials/certificates and send the application to:
General Manager, Human Resources Centenary Bank, P.O. Box 1892 — Kampala, Uganda.
Note: While we thank all applicants for your interest. Only shortlisted applicants will be contacted. Only shortlisted applicants will be contacted.
Deadline: 22nd September 2014 by 5:00 pm
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